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Glossary

Mortgage[wikipedia] a loan obtained through the conveyance of property as security.
Interest Rate[dictionary] The usual way of calculating interest - as a percentage of the sum borrowed.
Term[mtgprofessor] the number of years the lender has offered the borrower to repay the loan
Adjustable Rate Mortgage[investopedia] A mortgage on which the interest rate, after an initial period, can be changed by the lender.
Fixed Rate Mortgage[bankrate] A mortgage in which the monthly payment based on interest does not change

Interests Rates & Home Ownership Rates